Start a Savings Account with Westerra Credit Union

News

Get Debit Card Rewards with Westerra's Online Bank Account

Coverdell Education Savings Account: Save for College

IRA Savings Accounts | Westerra Credit Union

Business Checking Credit Union Account

Dispute Transaction

Our Company Story | Westerra Credit Union

Apply for a Home Loan | Westerra Credit Union

Make a Loan Payment

When selecting a user interface component with the keyboard, the focus indicator must 
not be completely obscured by anything in front of it.

## Why this matters

When using a keyboard, it is important that the user can see where they are on the page.
If the focus indicator is obscured, the user may not know where they are, and may not
be able to interact with the page.

## Examples

Most common examples include:

* Banners at the top or bottom of the page, such as cookie banners
* Fixed navigation bars
* Fixed footers
* Popup modals, such as cookie consent modals

## How to fix

With elements that cover part of the screen, such as cookie banners, ensure
that the user can scroll to see any content behind the banner, without having to close
the banner.

With popup modals, it should usually be impossible to focus anything behind the modal.
Most common modal frameworks will automatically trap focus within the modal, so that
this is impossible. Example: [Bootstrap Modal](https://getbootstrap.com/docs/5.2/components/modal/#live-demo).

## Further reading

This is part of the draft WCAG 2.2 specification and is subject to change.

* [WCAG 2.4.12](https://www.w3.org/WAI/WCAG22/Understanding/focus-not-obscured.html)

ensure-focus-is-not-obscured-minimum

July 2025

June 2025

Westerra Credit Union

Title / URL	Issues
Start a Savings Account with Westerra Credit Unionwww.westerracu.com/saving	56
Newswww.westerracu.com/news	55
Get Debit Card Rewards with Westerra's Online Bank Accountwww.westerracu.com/spending	49
Coverdell Education Savings Account: Save for Collegewww.westerracu.com/saving/college	49
IRA Savings Accounts \| Westerra Credit Unionwww.westerracu.com/saving/ira	48
Business Checking Credit Union Accountwww.westerracu.com/business-spending	47
Dispute Transactionwww.westerracu.com/Disputes	47
Our Company Story \| Westerra Credit Unionwww.westerracu.com/about/company	46
Apply for a Home Loan \| Westerra Credit Unionwww.westerracu.com/borrowing/homes	44
Make a Loan Paymentwww.westerracu.com/spending/payments	44

Ensure focus is not fully obscured

Westerra Credit Union

Where this issue has occurred