Coverdell Education Savings Account: Save for College

IRA Savings Accounts | Westerra Credit Union

Apply for a Home Loan | Westerra Credit Union

Refer a Friend | Westerra Credit Union

Dispute Transaction

Privacy Policy | Westerra Credit Union

Make a Loan Payment

Business Checking Credit Union Account

Security | Westerra Credit Union

Your Local Colorado Credit Union | Westerra Credit Union

When selecting a user interface component with the keyboard, the focus indicator must 
not be completely obscured by anything in front of it.

## Why this matters

When using a keyboard, it is important that the user can see where they are on the page.
If the focus indicator is obscured, the user may not know where they are, and may not
be able to interact with the page.

## Examples

Most common examples include:

* Banners at the top or bottom of the page, such as cookie banners
* Fixed navigation bars
* Fixed footers
* Popup modals, such as cookie consent modals

## How to fix

With elements that cover part of the screen, such as cookie banners, ensure
that the user can scroll to see any content behind the banner, without having to close
the banner.

With popup modals, it should usually be impossible to focus anything behind the modal.
Most common modal frameworks will automatically trap focus within the modal, so that
this is impossible. Example: [Bootstrap Modal](https://getbootstrap.com/docs/5.2/components/modal/#live-demo).

## Further reading

This is part of the draft WCAG 2.2 specification and is subject to change.

* [WCAG 2.4.12](https://www.w3.org/WAI/WCAG22/Understanding/focus-not-obscured.html)

ensure-focus-is-not-obscured-minimum

July 2025

June 2025

Westerra Credit Union

	Title / URL	Issues
	Coverdell Education Savings Account: Save for Collegewww.westerracu.com/saving/college	50
	IRA Savings Accounts \| Westerra Credit Unionwww.westerracu.com/saving/ira	49
	Apply for a Home Loan \| Westerra Credit Unionwww.westerracu.com/borrowing/homes	46
	Refer a Friend \| Westerra Credit Unionwww.westerracu.com/refer-a-friend	46
	Dispute Transactionwww.westerracu.com/Disputes	44
	Privacy Policy \| Westerra Credit Unionwww.westerracu.com/privacy-policy	43
	Make a Loan Paymentwww.westerracu.com/spending/payments	42
	Business Checking Credit Union Accountwww.westerracu.com/business-spending	42
	Security \| Westerra Credit Unionwww.westerracu.com/security	42
	Your Local Colorado Credit Union \| Westerra Credit Unionwww.westerracu.com/	42

Ensure focus is not fully obscured

Westerra Credit Union

Where this issue has occurred