The Credit Union for Washington: Join Us Today

Today’s Mortgage Rates for WA, OR, ID Homes

Refinance Your Mortgage with Personalized Support

Join the Credit Union for Washington

Homebuyer Assistance with Down Payments and Flexible Credit Options

Loan Officers: Meet Our Friendly, Experienced Staff

Open the Door to Your New Home with a WSECU Grant

Personal Credit Cards with Rewards and Low Rates

Simple Checking Accounts — Earn Rewards or Round-Up Savings

Savings Account: The Place to Grow Your Money

When selecting a user interface component with the keyboard, the focus indicator must 
not be completely obscured by anything in front of it.

## Why this matters

When using a keyboard, it is important that the user can see where they are on the page.
If the focus indicator is obscured, the user may not know where they are, and may not
be able to interact with the page.

## Examples

Most common examples include:

* Banners at the top or bottom of the page, such as cookie banners
* Fixed navigation bars
* Fixed footers
* Popup modals, such as cookie consent modals

## How to fix

With elements that cover part of the screen, such as cookie banners, ensure
that the user can scroll to see any content behind the banner, without having to close
the banner.

With popup modals, it should usually be impossible to focus anything behind the modal.
Most common modal frameworks will automatically trap focus within the modal, so that
this is impossible. Example: [Bootstrap Modal](https://getbootstrap.com/docs/5.2/components/modal/#live-demo).

## Further reading

This is part of the draft WCAG 2.2 specification and is subject to change.

* [WCAG 2.4.12](https://www.w3.org/WAI/WCAG22/Understanding/focus-not-obscured.html)

ensure-focus-is-not-obscured-minimum

July 2025

June 2025

Washington State Employees Credit Union

Title / URL	Issues
The Credit Union for Washington: Join Us Todaywsecu.org/	9
Today’s Mortgage Rates for WA, OR, ID Homeswsecu.org/loans/mortgage-purchase	8
Refinance Your Mortgage with Personalized Supportwsecu.org/loans/mortgage-refinance	8
Join the Credit Union for Washingtonwsecu.org/join-wsecu	8
Homebuyer Assistance with Down Payments and Flexible Credit Optionswsecu.org/homebuyer-assistance	7
Loan Officers: Meet Our Friendly, Experienced Staffwsecu.org/loans/home-loan-officers	7
Open the Door to Your New Home with a WSECU Grantwsecu.org/welcome-home-grant	7
Personal Credit Cards with Rewards and Low Rateswsecu.org/credit-cards	6
Simple Checking Accounts — Earn Rewards or Round-Up Savingswsecu.org/checking-and-savings/checking	6
Savings Account: The Place to Grow Your Moneywsecu.org/checking-and-savings/savings	6

Ensure focus is not fully obscured

Washington State Employees Credit Union

Where this issue has occurred