Home Loans at Virginia Credit Union | Virginia Credit Union

Insurance | Virginia Credit Union

Individual Retirement Accounts (IRAs) | Virginia Credit Union

Car Loans | Virginia Credit Union

Credit Card Payment Protection | Virginia Credit Union

Home Equity Options | Virginia Credit Union

Personal Loan Options | Virginia Credit Union

Online Banking | Virginia Credit Union

RV, Boat and Motorcycle Loans | Virginia Credit Union

Construction Loans | Virginia Credit Union

Lists (e.g., `<ul>` or `<ol>`) should only contain list items (`<li>`) as a direct descendant 
to ensure that screen readers can accurately report the amount of items contained in the list. 

## Example

In the following example, some screen readers would say this list has two items, instead of 
four: 

```html
<ul>
    <div class="some_class">
        <li>Example 1</li>
    </div>
    <div class="some_other_class">
        <li>Example 2</li>
        <li>Example 3</li>
        <li>Example 4</li>
    </div>
</ul>
```

To fix this, you would need to remove the `<div class="some_class">` and 
`<div class="some_other_class>` elements and ensure only `<li>` list items remain.

## Further reading

The [formal specification for the list element](https://developer.mozilla.org/en-US/docs/Web/HTML/Element/ul)
shows what is and is not permitted inside an `<ul>` and `<ol>`.

See [Technique H88](https://www.w3.org/TR/WCAG20-TECHS/H88.html) for more information.

list-not-following-semantics

March 2026

February 2026

Virginia Credit Union

Title / URL	Issues
Home Loans at Virginia Credit Union \| Virginia Credit Unionwww.vacu.org/loans/home-loans	27
Insurance \| Virginia Credit Unionwww.vacu.org/services/insurance	27
Individual Retirement Accounts (IRAs) \| Virginia Credit Unionwww.vacu.org/banking/savings/iras	27
Car Loans \| Virginia Credit Unionwww.vacu.org/loans/car-loan	27
Credit Card Payment Protection \| Virginia Credit Unionwww.vacu.org/credit-card-payment-protection	27
Home Equity Options \| Virginia Credit Unionwww.vacu.org/loans/home-equity-options	27
Personal Loan Options \| Virginia Credit Unionwww.vacu.org/loans/personal-loan-options	27
Online Banking \| Virginia Credit Unionwww.vacu.org/services/online-banking	25
RV, Boat and Motorcycle Loans \| Virginia Credit Unionwww.vacu.org/loans/rv-boat-motorcycle-loans	24
Construction Loans \| Virginia Credit Unionwww.vacu.org/loans/home-loans/construction	24

Ensure lists are marked up correctly

Virginia Credit Union

Where this issue has occurred