Your M Plus Account and M Plus Saver Terms

M Saver Account Summary Box

virgin-money-direct-policy-wording-new.pdf

Dive Into The Detail – Your M Account and M Saver Terms

VM_Logo_WO

M Account Fee Information Document

M Plus Saver Summary Box

Tariff for your M Plus Account and M Plus Saver

FSCS_logo

The Tariff for your M Account and M Saver Account

Ensure that PDF documents specifies headings for accessibility.

## What this means

Specifying headings in a PDF involves clearly defining tagged heading elements within 
the document. These headings are used to structure the content, similar to how headings 
are used in web content (like HTML). 

## Why it matters

1. **Accessibility**: Headings are crucial for screen readers and other assistive technologies. They allow users with visual impairments to navigate the document more easily.
2. **Document Structure**: Clearly defined headings help in organizing the content, making it more understandable and navigable for all users.
3. **Search Efficiency**: Proper headings improve the document's searchability, enabling users to find information more quickly.

## How to fix

1. **Use Styles in Document Creation**: When creating a document, use heading styles (like Heading 1, Heading 2, etc.) in your word processor before converting it to a PDF.
2. **Edit Existing PDFs**: If your PDF is already created, use a PDF editor to add or modify heading tags. Ensure that the headings are in a logical hierarchical order.

## Testing Methodology

Silktide flags PDFs that don't contain a single tagged heading.

## Further Reading

- [WCAG PDF9](https://www.w3.org/TR/WCAG20-TECHS/pdf.html#PDF9)
- [Creating Accessible PDFs](https://www.adobe.com/accessibility/pdf/pdf-accessibility-overview.html)
- [PDF Accessibility - Defining PDF Accessibility](https://www.webaim.org/techniques/acrobat/)

pdf-missing-headings

November 2025

October 2025

Virgin Money UK

	Title / URL	Issues
	Your M Plus Account and M Plus Saver Termsuk.virginmoney.com/virgin/assets/pdf/Virgin-Money-Current-Account-Terms.pdf	1
	M Saver Account Summary Boxuk.virginmoney.com/downloads/pdf/savings/m-saver-summary-box.pdf	1
	virgin-money-direct-policy-wording-new.pdfuk.virginmoney.com/virgin/downloads/virgin-money-direct-policy-wording-new.pdf	1
	Dive Into The Detail – Your M Account and M Saver Termsuk.virginmoney.com/virgin/assets/pdf/m-account-terms.pdf	1
	VM_Logo_WOuk.virginmoney.com/virgin/assets/pdf/Digital-Banking-Service-Terms.pdf	1
	M Account Fee Information Documentuk.virginmoney.com/virgin/assets/pdf/m-account-fee-information.pdf	1
	M Plus Saver Summary Boxuk.virginmoney.com/downloads/pdf/savings/m-plus-saver-summary-box.pdf	1
	Tariff for your M Plus Account and M Plus Saveruk.virginmoney.com/virgin/assets/pdf/Virgin-Money-Current-Account-Tariff.pdf	1
	FSCS_logouk.virginmoney.com/downloads/pdf/savings/fscs-information-exclusion-sheet.pdf	1
	The Tariff for your M Account and M Saver Accountuk.virginmoney.com/virgin/assets/pdf/m-account-tariff.pdf	1

Specify headings for every PDF

Virgin Money UK

Where this issue has occurred