Log into your accounts | SDFCU

404 Error - Page Not Found | SDFCU

Individual Retirement Accounts & IRA Rates - SDFCU

Compare Credit Union Credit Cards & Rates - SDFCU

HomeAdvantage - Home Buying & Selling Help - SDFCU

Credit Union Savings Accounts - High Interest & Low Fees

Credit Union Insurance Services - SDFCU

Debit Card - Free Debit Card - Cash Back - SDFCU

Contact Us - SDFCU

Security Hub - Identity Protection & Advice - SDFCU

Form controls must appear sufficiently distinct from their surroundings, so that people 
with visual impairments are still able to clearly see them.    

Either the border or the form control itself must have a 3:1 colour contrast with the 
surrounding area. 

## Methodology

* All `<input>`, `<textarea>`, and `<select>` elements are checked.
* For `<input>` elements, these types are ignored as their
  appearance is controlled by the browser or operating system:
  `checkbox`, `radio`, `submit`, `reset`, `image`, `hidden`, `file`. 
* The flattened background color of the control is determined. This is the color of the
  control itself, combined with any parent elements if the control is transparent.
* If the control has a border or outline:
  * The flattened background color of each edge is determined. 
    This is the color of the edge itself, combined with any parent elements
    if the edge is transparent.
  * If any edge has sufficient contrast with the flattened background color of the control, 
    the control is considered to have sufficient contrast.
* If the control does not have a border or outline:
  * The flattened background color of the surrounding 
    area is determined. This is the color of the first control's parent element which is at least 
    one pixel larger around the element in every dimension, i.e. above, below, left, and right.
  * If the background color of the element has sufficient contrast with surrounding area color
    the control is considered to have sufficient contrast.

## Troubleshooting

There are some limitations to the contrast checker:

* The use of drop shadows, glowing effects, gradients, and other complex effects 
  mean there is no one clear color to determine the contrast ratio against. 
  In these cases, the contrast ratio cannot currently be determined.
* It is possible for an element to be positioned over multiple elements, e.g. via
  `position: absolute` or `position: fixed`. In this case, the contrast ratio cannot 
  currently be determined.

## Further reading

* [WCAG 1.4.11](https://www.w3.org/WAI/WCAG21/Understanding/non-text-contrast.html)

non-text-contrast

August 2025

July 2025

State Department Credit Union

Title / URL	Issues
Log into your accounts \| SDFCUsdfcu.org/login	3
404 Error - Page Not Found \| SDFCUsdfcu.org/invented-url-for-404-page	1
Individual Retirement Accounts & IRA Rates - SDFCUsdfcu.org/iras	1
Compare Credit Union Credit Cards & Rates - SDFCUsdfcu.org/credit-cards	1
HomeAdvantage - Home Buying & Selling Help - SDFCUsdfcu.org/realestate	1
Credit Union Savings Accounts - High Interest & Low Feessdfcu.org/savings	1
Credit Union Insurance Services - SDFCUsdfcu.org/insurance	1
Debit Card - Free Debit Card - Cash Back - SDFCUsdfcu.org/debit-card	1
Contact Us - SDFCUsdfcu.org/contact-us	1
Security Hub - Identity Protection & Advice - SDFCUsdfcu.org/security	1

Ensure form controls contrast sufficiently with their surroundings

State Department Credit Union

Where this issue has occurred