SCCU | Customer-Owned Banking | Personal, Business & Finance

First time visit: View without clicking anything

Home Loans - Southern Cross Credit Union | Compare Loans, Rates and Calculators

Bank Your Way | SCCU

Personal Loans - Southern Cross Credit Union | Compare Loans, Rates and Calculators

Insurance - Southern Cross Credit Union

Term Deposit Accounts - Southern Cross Credit Union | Lock in Competitive Rates

First Home Buyers - Southern Cross Credit Union

Business Finance - Southern Cross Credit Union | Banking Solutions for Businesses

Owner Occupied Home Loans - Southern Cross Credit Union

Two adjacent links should not point to the same destination. You almost always want to combine the 
two links.

For example, it is quite common to link an image and text together like this:

```html
<a href="news.html">
    <img src="photo.jpg" alt="" />
</a>
<a href="news.html">
    News
</a>
``` 

These adjacent links should be combined like so:

```html
<a href="news.html">
    <img src="photo.jpg" alt="" />
    News
</a>
``` 

Links to `#` are ignored, as these are nearly always placeholders for JavaScript, e.g.:

```html
<a href="#" onclick="approve()">
    OK
</a>
<a href="#" onclick="reject()">
    Cancel
</a>
```

# Justification

Many users of assistive technology are only able to experience content sequentially - that is, they must
step through each part of the page, one part at a time. Often this is a slow process, potentially 
hampered by a physical impediment.

Stepping through redundant links is time consuming; for example users of a screen reader must 
hear each link read aloud in turn. 

This also simplifies your code. 

# Methodology

1. Find all links (`<a>` tags) on the page.
2. Ignore links pointing to `#`, as these are usually placeholders for JavaScript.
3. Flag links which are (a) separated only by whitespace and (b) which point to the 
   same absolute URL.  

# Learn more

Read about [Technique H2](https://www.w3.org/TR/WCAG20-TECHS/H2) on how to combine
an adjacent image and texts links.

duplicate-adjacent-link

February 2026

January 2026

Southern Cross Credit Union

	Title / URL	Issues
	SCCU \| Customer-Owned Banking \| Personal, Business & Financewww.sccu.com.au/	9
	First time visit: View without clicking anythingwww.sccu.com.au/	9
	Home Loans - Southern Cross Credit Union \| Compare Loans, Rates and Calculatorswww.sccu.com.au/home-loans/	9
	Bank Your Way \| SCCUwww.sccu.com.au/bank-your-way/	7
	Personal Loans - Southern Cross Credit Union \| Compare Loans, Rates and Calculatorswww.sccu.com.au/personal-loans/	6
	Insurance - Southern Cross Credit Unionwww.sccu.com.au/insurance/	6
	Term Deposit Accounts - Southern Cross Credit Union \| Lock in Competitive Rateswww.sccu.com.au/term-deposits/	4
	First Home Buyers - Southern Cross Credit Unionwww.sccu.com.au/first-home-buyers/	4
	Business Finance - Southern Cross Credit Union \| Banking Solutions for Businesseswww.sccu.com.au/business-finance/	4
	Owner Occupied Home Loans - Southern Cross Credit Unionwww.sccu.com.au/oo-home-loans/	4

Combine adjacent links with the same destination

Southern Cross Credit Union

Where this issue has occurred