Solar Loans Bay Area | Redwood Credit Union

Car Loans Bay Area & San Francisco | Redwood Credit Union

Bicycle Loans Bay Area | Redwood Credit Union

RCU Auto Services - Redwood Credit Union

Teen Checking & Savings (Age 13-17) - Redwood Credit Union

Roth IRA Retirement Account Bay Area | Redwood Credit Union

RCU Online and Mobile Banking | Redwood Credit Union

Home Equity - Redwood Credit Union

Debt Consolidation - Redwood Credit Union

SEP IRA Retirement Account Bay Area | Redwood Credit Union

Form controls must appear sufficiently distinct from their surroundings, so that people 
with visual impairments are still able to clearly see them.    

Either the border or the form control itself must have a 3:1 colour contrast with the 
surrounding area. 

## Methodology

* All `<input>`, `<textarea>`, and `<select>` elements are checked.
* For `<input>` elements, these types are ignored as their
  appearance is controlled by the browser or operating system:
  `checkbox`, `radio`, `submit`, `reset`, `image`, `hidden`, `file`. 
* The flattened background color of the control is determined. This is the color of the
  control itself, combined with any parent elements if the control is transparent.
* If the control has a border or outline:
  * The flattened background color of each edge is determined. 
    This is the color of the edge itself, combined with any parent elements
    if the edge is transparent.
  * If any edge has sufficient contrast with the flattened background color of the control, 
    the control is considered to have sufficient contrast.
* If the control does not have a border or outline:
  * The flattened background color of the surrounding 
    area is determined. This is the color of the first control's parent element which is at least 
    one pixel larger around the element in every dimension, i.e. above, below, left, and right.
  * If the background color of the element has sufficient contrast with surrounding area color
    the control is considered to have sufficient contrast.

## Troubleshooting

There are some limitations to the contrast checker:

* The use of drop shadows, glowing effects, gradients, and other complex effects 
  mean there is no one clear color to determine the contrast ratio against. 
  In these cases, the contrast ratio cannot currently be determined.
* It is possible for an element to be positioned over multiple elements, e.g. via
  `position: absolute` or `position: fixed`. In this case, the contrast ratio cannot 
  currently be determined.

## Further reading

* [WCAG 1.4.11](https://www.w3.org/WAI/WCAG21/Understanding/non-text-contrast.html)

non-text-contrast

July 2025

June 2025

Redwood Credit Union

Title / URL	Issues
Solar Loans Bay Area \| Redwood Credit Unionwww.redwoodcu.org/loans/home/home-solar-loan/	4
Car Loans Bay Area & San Francisco \| Redwood Credit Unionwww.redwoodcu.org/loans/vehicle/auto-loan/	4
Bicycle Loans Bay Area \| Redwood Credit Unionwww.redwoodcu.org/loans/vehicle/bicycle-loan/	4
RCU Auto Services - Redwood Credit Unionwww.redwoodcu.org/services/rcu-auto-services/	1
Teen Checking & Savings (Age 13-17) - Redwood Credit Unionwww.redwoodcu.org/accounts/youth/teen-accounts/	1
Roth IRA Retirement Account Bay Area \| Redwood Credit Unionwww.redwoodcu.org/accounts/retirement/roth-ira/	1
RCU Online and Mobile Banking \| Redwood Credit Unionwww.redwoodcu.org/online-mobile-banking/	1
Home Equity - Redwood Credit Unionwww.redwoodcu.org/loans/home/home-equity/	1
Debt Consolidation - Redwood Credit Unionwww.redwoodcu.org/debt/	1
SEP IRA Retirement Account Bay Area \| Redwood Credit Unionwww.redwoodcu.org/accounts/retirement/sep-ira/	1

Ensure form controls contrast sufficiently with their surroundings

Redwood Credit Union

Where this issue has occurred