Online and Mobile Banking | RBFCU - Credit Union

Cash-Back Rewards and Low-Rate Personal and Business Credit Cards | RBFCU - Credit Union

Error 404 - Not Found | RBFCU

ID Requirement Policy | RBFCU

Car Refinancing | RBFCU - Credit Union

Share Certificate Accounts | RBFCU

Auto Loans & Vehicle Financing | RBFCU - Credit Union

Banking, Auto, Loans, Credit Cards, Mortgages | RBFCU - A Texas Credit Union

Vehicle Loans & Financing - Boat Loans, Motorcycle Loans, RV Loans and more | RBFCU

Membership - Join RBFCU Today | RBFCU

When selecting a user interface component with the keyboard, the focus indicator must 
not be completely obscured by anything in front of it.

## Why this matters

When using a keyboard, it is important that the user can see where they are on the page.
If the focus indicator is obscured, the user may not know where they are, and may not
be able to interact with the page.

## Examples

Most common examples include:

* Banners at the top or bottom of the page, such as cookie banners
* Fixed navigation bars
* Fixed footers
* Popup modals, such as cookie consent modals

## How to fix

With elements that cover part of the screen, such as cookie banners, ensure
that the user can scroll to see any content behind the banner, without having to close
the banner.

With popup modals, it should usually be impossible to focus anything behind the modal.
Most common modal frameworks will automatically trap focus within the modal, so that
this is impossible. Example: [Bootstrap Modal](https://getbootstrap.com/docs/5.2/components/modal/#live-demo).

## Further reading

This is part of the draft WCAG 2.2 specification and is subject to change.

* [WCAG 2.4.12](https://www.w3.org/WAI/WCAG22/Understanding/focus-not-obscured.html)

ensure-focus-is-not-obscured-minimum

July 2025

June 2025

Randolph-Brooks Credit Union

	Title / URL	Issues
	Online and Mobile Banking \| RBFCU - Credit Unionwww.rbfcu.org/banking/online-mobile-banking	1
	Cash-Back Rewards and Low-Rate Personal and Business Credit Cards \| RBFCU - Credit Unionwww.rbfcu.org/loans/credit-cards	1
	Error 404 - Not Found \| RBFCUwww.rbfcu.org/invented-url-for-404-page	1
	ID Requirement Policy \| RBFCUwww.rbfcu.org/banking/id-requirement-policy	1
	Car Refinancing \| RBFCU - Credit Unionwww.rbfcu.org/loans/auto-loans/vehicle-refinancing	1
	Share Certificate Accounts \| RBFCUwww.rbfcu.org/banking/savings-account/certificates	1
	Auto Loans & Vehicle Financing \| RBFCU - Credit Unionwww.rbfcu.org/loans/auto-loans	1
	Banking, Auto, Loans, Credit Cards, Mortgages \| RBFCU - A Texas Credit Unionwww.rbfcu.org/	1
	Vehicle Loans & Financing - Boat Loans, Motorcycle Loans, RV Loans and more \| RBFCUwww.rbfcu.org/loans/auto-loans/vehicle-loans	1
	Membership - Join RBFCU Today \| RBFCUwww.rbfcu.org/membership	1

Ensure focus is not fully obscured

Randolph-Brooks Credit Union

Where this issue has occurred