Credit Cards | PenFed Credit Union | Credit Card Reward

Member Discounts

Home Mortgage Rates | PenFed Credit Union | VA & 30 Year Fixed Loans

Auto Loans - New, Used, Car Loan Refinancing | PenFed Credit Union

Auto Loan Refinance Rates | Used & New Car Refinancing

PenFed Individual Retirement Accounts (IRAs) - Be Ready for Retirement

Free Checking - A Simple, Fee-Free Checking Account | PenFed

PenFed Credit Union | Checking, Savings, Credit Cards, Mortgage, VA Loans & Auto

Forms, Agreements and Disclosures | PenFed

Online High Yield Savings Account | PenFed Credit Union | Online Deposit

When selecting a user interface component with the keyboard, the focus indicator must 
not be completely obscured by anything in front of it.

## Why this matters

When using a keyboard, it is important that the user can see where they are on the page.
If the focus indicator is obscured, the user may not know where they are, and may not
be able to interact with the page.

## Examples

Most common examples include:

* Banners at the top or bottom of the page, such as cookie banners
* Fixed navigation bars
* Fixed footers
* Popup modals, such as cookie consent modals

## How to fix

With elements that cover part of the screen, such as cookie banners, ensure
that the user can scroll to see any content behind the banner, without having to close
the banner.

With popup modals, it should usually be impossible to focus anything behind the modal.
Most common modal frameworks will automatically trap focus within the modal, so that
this is impossible. Example: [Bootstrap Modal](https://getbootstrap.com/docs/5.2/components/modal/#live-demo).

## Further reading

This is part of the draft WCAG 2.2 specification and is subject to change.

* [WCAG 2.4.12](https://www.w3.org/WAI/WCAG22/Understanding/focus-not-obscured.html)

ensure-focus-is-not-obscured-minimum

June 2024

May 2024

Pentagon Credit Union

Title / URL	Issues
Credit Cards \| PenFed Credit Union \| Credit Card Rewardwww.penfed.org/credit-cards	72
Member Discountswww.penfed.org/member-discounts	70
Home Mortgage Rates \| PenFed Credit Union \| VA & 30 Year Fixed Loanswww.penfed.org/mortgage-center	61
Auto Loans - New, Used, Car Loan Refinancing \| PenFed Credit Unionwww.penfed.org/auto	60
Auto Loan Refinance Rates \| Used & New Car Refinancingwww.penfed.org/auto/refinance	54
PenFed Individual Retirement Accounts (IRAs) - Be Ready for Retirementwww.penfed.org/ira	50
Free Checking - A Simple, Fee-Free Checking Account \| PenFedwww.penfed.org/checking/free	46
PenFed Credit Union \| Checking, Savings, Credit Cards, Mortgage, VA Loans & Autowww.penfed.org/	45
Forms, Agreements and Disclosures \| PenFedwww.penfed.org/forms	44
Online High Yield Savings Account \| PenFed Credit Union \| Online Depositwww.penfed.org/savings/premium	43

Ensure focus is not fully obscured

Pentagon Credit Union

Where this issue has occurred