Term Life Insurance – Get a Quote – Nationwide

Property Insurance Products – Nationwide

Car Insurance - Get a Free Auto Insurance Quote – Nationwide

Travel & Trip Insurance Plans – Nationwide

Life Insurance – Get an Affordable Quote – Nationwide

Pet Health Insurance – Nationwide

Commercial Property Insurance - Nationwide

Golf Cart Insurance – Nationwide

RV Insurance Quotes – Nationwide

Renters Insurance Quotes - Nationwide

When selecting a user interface component with the keyboard, the focus indicator must 
not be completely obscured by anything in front of it.

## Why this matters

When using a keyboard, it is important that the user can see where they are on the page.
If the focus indicator is obscured, the user may not know where they are, and may not
be able to interact with the page.

## Examples

Most common examples include:

* Banners at the top or bottom of the page, such as cookie banners
* Fixed navigation bars
* Fixed footers
* Popup modals, such as cookie consent modals

## How to fix

With elements that cover part of the screen, such as cookie banners, ensure
that the user can scroll to see any content behind the banner, without having to close
the banner.

With popup modals, it should usually be impossible to focus anything behind the modal.
Most common modal frameworks will automatically trap focus within the modal, so that
this is impossible. Example: [Bootstrap Modal](https://getbootstrap.com/docs/5.2/components/modal/#live-demo).

## Further reading

This is part of the draft WCAG 2.2 specification and is subject to change.

* [WCAG 2.4.12](https://www.w3.org/WAI/WCAG22/Understanding/focus-not-obscured.html)

ensure-focus-is-not-obscured-minimum

August 2025

July 2025

Nationwide

Title / URL	Issues
Term Life Insurance – Get a Quote – Nationwidewww.nationwide.com/personal/insurance/life/term/	14
Property Insurance Products – Nationwidewww.nationwide.com/personal/insurance/property/	14
Car Insurance - Get a Free Auto Insurance Quote – Nationwidewww.nationwide.com/personal/insurance/auto/	14
Travel & Trip Insurance Plans – Nationwidewww.nationwide.com/personal/insurance/travel/	14
Life Insurance – Get an Affordable Quote – Nationwidewww.nationwide.com/personal/insurance/life/	13
Pet Health Insurance – Nationwidewww.nationwide.com/personal/insurance/pet/	13
Commercial Property Insurance - Nationwidewww.nationwide.com/business/insurance/property/	13
Golf Cart Insurance – Nationwidewww.nationwide.com/personal/insurance/golf-cart/	13
RV Insurance Quotes – Nationwidewww.nationwide.com/personal/insurance/rv/	13
Renters Insurance Quotes - Nationwidewww.nationwide.com/personal/insurance/renters/	13

Ensure focus is not fully obscured

Nationwide

Where this issue has occurred