Contact Us | Michigan Schools & Government Credit Union

Financial Education Options | MSGCU

Michigan Schools & Government Credit Union | MSGCU Banking & Loans

Workplace Education | MI Financial Literacy Material | MSGCU

Wire Transfer | Michigan Credit Union Wire Transfer | MSGCU

Online Banking | Michigan Credit Union Online Banking | MSGCU

Mortgages | Michigan Credit Union Home Loan Rates | MSGCU

Loan Applications | MSGCU

Cash Money Order | MI Credit Union Money Order Service | MSGCU

Certificate of Deposit | Michigan Credit Union CD Rates | MSGCU

When selecting a user interface component with the keyboard, the focus indicator must 
not be completely obscured by anything in front of it.

## Why this matters

When using a keyboard, it is important that the user can see where they are on the page.
If the focus indicator is obscured, the user may not know where they are, and may not
be able to interact with the page.

## Examples

Most common examples include:

* Banners at the top or bottom of the page, such as cookie banners
* Fixed navigation bars
* Fixed footers
* Popup modals, such as cookie consent modals

## How to fix

With elements that cover part of the screen, such as cookie banners, ensure
that the user can scroll to see any content behind the banner, without having to close
the banner.

With popup modals, it should usually be impossible to focus anything behind the modal.
Most common modal frameworks will automatically trap focus within the modal, so that
this is impossible. Example: [Bootstrap Modal](https://getbootstrap.com/docs/5.2/components/modal/#live-demo).

## Further reading

This is part of the draft WCAG 2.2 specification and is subject to change.

* [WCAG 2.4.12](https://www.w3.org/WAI/WCAG22/Understanding/focus-not-obscured.html)

ensure-focus-is-not-obscured-minimum

July 2025

June 2025

Michigan Schools And Government Credit Union

	Title / URL	Issues
	Contact Us \| Michigan Schools & Government Credit Unionwww.msgcu.org/contact-MSGCU	23
	Financial Education Options \| MSGCUwww.msgcu.org/education	19
	Michigan Schools & Government Credit Union \| MSGCU Banking & Loanswww.msgcu.org/	18
	Workplace Education \| MI Financial Literacy Material \| MSGCUwww.msgcu.org/workplaceed	17
	Wire Transfer \| Michigan Credit Union Wire Transfer \| MSGCUwww.msgcu.org/wire-transfers	17
	Online Banking \| Michigan Credit Union Online Banking \| MSGCUwww.msgcu.org/online-banking	17
	Mortgages \| Michigan Credit Union Home Loan Rates \| MSGCUwww.msgcu.org/michigan-mortgage	17
	Loan Applications \| MSGCUwww.msgcu.org/loan-application	17
	Cash Money Order \| MI Credit Union Money Order Service \| MSGCUwww.msgcu.org/money-orders	16
	Certificate of Deposit \| Michigan Credit Union CD Rates \| MSGCUwww.msgcu.org/michigan-cd	16

Ensure focus is not fully obscured

Michigan Schools And Government Credit Union

Where this issue has occurred