Savings Rates | Merck Employees Federal Credit Union

Loan Rates | Merck Employees Federal Credit Union

Accessibility | Merck Employees Federal Credit Union

Consumer Loans | Merck Employees Federal Credit Union

Privacy Policy | Merck Employees Federal Credit Union

Annual Scholarship Program | Merck Employees Federal Credit Union

Calculators | Merck Employees Federal Credit Union

Disclosures | Merck Employees Federal Credit Union

Rates | Merck Employees Federal Credit Union

IRA Accounts | Merck Employees Federal Credit Union

When selecting a user interface component with the keyboard, the focus indicator must 
not be completely obscured by anything in front of it.

## Why this matters

When using a keyboard, it is important that the user can see where they are on the page.
If the focus indicator is obscured, the user may not know where they are, and may not
be able to interact with the page.

## Examples

Most common examples include:

* Banners at the top or bottom of the page, such as cookie banners
* Fixed navigation bars
* Fixed footers
* Popup modals, such as cookie consent modals

## How to fix

With elements that cover part of the screen, such as cookie banners, ensure
that the user can scroll to see any content behind the banner, without having to close
the banner.

With popup modals, it should usually be impossible to focus anything behind the modal.
Most common modal frameworks will automatically trap focus within the modal, so that
this is impossible. Example: [Bootstrap Modal](https://getbootstrap.com/docs/5.2/components/modal/#live-demo).

## Further reading

This is part of the draft WCAG 2.2 specification and is subject to change.

* [WCAG 2.4.12](https://www.w3.org/WAI/WCAG22/Understanding/focus-not-obscured.html)

ensure-focus-is-not-obscured-minimum

June 2024

May 2024

Merck Employees Credit Union

Title / URL	Issues
Savings Rates \| Merck Employees Federal Credit Unionwww.merckcu.com/savings/savings-rates	1
Loan Rates \| Merck Employees Federal Credit Unionwww.merckcu.com/loans/loan-rates	1
Accessibility \| Merck Employees Federal Credit Unionwww.merckcu.com/accessibility	1
Consumer Loans \| Merck Employees Federal Credit Unionwww.merckcu.com/loans/consumer-loans	1
Privacy Policy \| Merck Employees Federal Credit Unionwww.merckcu.com/privacy-policy	1
Annual Scholarship Program \| Merck Employees Federal Credit Unionwww.merckcu.com/scholarship	1
Calculators \| Merck Employees Federal Credit Unionwww.merckcu.com/loans/calculators	1
Disclosures \| Merck Employees Federal Credit Unionwww.merckcu.com/disclosures	1
Rates \| Merck Employees Federal Credit Unionwww.merckcu.com/rates	1
IRA Accounts \| Merck Employees Federal Credit Unionwww.merckcu.com/savings/ira-accounts	1

Ensure focus is not fully obscured

Merck Employees Credit Union

Where this issue has occurred