Our site map | Lloyds Bank

Help & Guidance | Lloyds Bank

Open a Current Account Online | UK Bank Accounts | Lloyds Bank

Overdrafts | Current Accounts | Lloyds Bank

Credit Cards | Apply For a Credit Card Online | Lloyds Bank

Home | Business | Lloyds Bank

Contact us | Lloyds Bank

Help & Guidance | Current Accounts | Lloyds Bank

Money Management | Help and Support | Lloyds Bank

Balance Transfer Credit Cards - Apply Online | Lloyds Bank

When selecting a user interface component with the keyboard, the focus indicator must 
not be completely obscured by anything in front of it.

## Why this matters

When using a keyboard, it is important that the user can see where they are on the page.
If the focus indicator is obscured, the user may not know where they are, and may not
be able to interact with the page.

## Examples

Most common examples include:

* Banners at the top or bottom of the page, such as cookie banners
* Fixed navigation bars
* Fixed footers
* Popup modals, such as cookie consent modals

## How to fix

With elements that cover part of the screen, such as cookie banners, ensure
that the user can scroll to see any content behind the banner, without having to close
the banner.

With popup modals, it should usually be impossible to focus anything behind the modal.
Most common modal frameworks will automatically trap focus within the modal, so that
this is impossible. Example: [Bootstrap Modal](https://getbootstrap.com/docs/5.2/components/modal/#live-demo).

## Further reading

This is part of the draft WCAG 2.2 specification and is subject to change.

* [WCAG 2.4.12](https://www.w3.org/WAI/WCAG22/Understanding/focus-not-obscured.html)

ensure-focus-is-not-obscured-minimum

June 2025

May 2025

Lloyds Bank

Title / URL	Issues
Our site map \| Lloyds Bankwww.lloydsbank.com/sitemap.html	100
Help & Guidance \| Lloyds Bankwww.lloydsbank.com/help-guidance.html	78
Open a Current Account Online \| UK Bank Accounts \| Lloyds Bankwww.lloydsbank.com/current-accounts.html	65
Overdrafts \| Current Accounts \| Lloyds Bankwww.lloydsbank.com/current-accounts/overdrafts.html	63
Credit Cards \| Apply For a Credit Card Online \| Lloyds Bankwww.lloydsbank.com/credit-cards.html	57
Home \| Business \| Lloyds Bankwww.lloydsbank.com/business/home.html	56
Contact us \| Lloyds Bankwww.lloydsbank.com/contact-us.html	45
Help & Guidance \| Current Accounts \| Lloyds Bankwww.lloydsbank.com/current-accounts/help-and-guidance.html	45
Money Management \| Help and Support \| Lloyds Bankwww.lloydsbank.com/help-guidance/managing-your-money.html	45
Balance Transfer Credit Cards - Apply Online \| Lloyds Bankwww.lloydsbank.com/credit-cards/balance-transfers.html	43

Ensure focus is not fully obscured

Lloyds Bank

Where this issue has occurred