Great Rates & Low Fees | Landmark Credit Union

Auto, Truck and Motorcycle Loans | Landmark Credit Union

Branch and TYME® Advanced ATM Locator | Landmark Credit Union

Banking Services for Wisconsin & Illinois | Landmark Credit Union

Member Resources | Landmark Credit Union

Contact Us | Landmark Credit Union

Checking Accounts | Landmark Credit Union

Money Market | Landmark Credit Union

Health Savings Accounts (HSA) | Landmark Credit Union

Certificate | Landmark Credit Union

When selecting a user interface component with the keyboard, the focus indicator must 
not be completely obscured by anything in front of it.

## Why this matters

When using a keyboard, it is important that the user can see where they are on the page.
If the focus indicator is obscured, the user may not know where they are, and may not
be able to interact with the page.

## Examples

Most common examples include:

* Banners at the top or bottom of the page, such as cookie banners
* Fixed navigation bars
* Fixed footers
* Popup modals, such as cookie consent modals

## How to fix

With elements that cover part of the screen, such as cookie banners, ensure
that the user can scroll to see any content behind the banner, without having to close
the banner.

With popup modals, it should usually be impossible to focus anything behind the modal.
Most common modal frameworks will automatically trap focus within the modal, so that
this is impossible. Example: [Bootstrap Modal](https://getbootstrap.com/docs/5.2/components/modal/#live-demo).

## Further reading

This is part of the draft WCAG 2.2 specification and is subject to change.

* [WCAG 2.4.12](https://www.w3.org/WAI/WCAG22/Understanding/focus-not-obscured.html)

ensure-focus-is-not-obscured-minimum

July 2025

June 2025

Landmark Credit Union

	Title / URL	Issues
	Great Rates & Low Fees \| Landmark Credit Unionlandmarkcu.com/rates/	100
	Auto, Truck and Motorcycle Loans \| Landmark Credit Unionlandmarkcu.com/borrow/auto-loans/	95
	Branch and TYME® Advanced ATM Locator \| Landmark Credit Unionlandmarkcu.com/atm-branch-locations/	55
	Banking Services for Wisconsin & Illinois \| Landmark Credit Unionlandmarkcu.com/	52
	Member Resources \| Landmark Credit Unionlandmarkcu.com/member-resources/	51
	Contact Us \| Landmark Credit Unionlandmarkcu.com/contact-us/	50
	Checking Accounts \| Landmark Credit Unionlandmarkcu.com/spend-pay/checking/	49
	Money Market \| Landmark Credit Unionlandmarkcu.com/save/money-market/	46
	Health Savings Accounts (HSA) \| Landmark Credit Unionlandmarkcu.com/save/hsa/	45
	Certificate \| Landmark Credit Unionlandmarkcu.com/save/certificates/	44

Ensure focus is not fully obscured

Landmark Credit Union

Where this issue has occurred