Personal Checking Account | No Fee Checking Account

Current Mortgage Rates with Jovia | Apply for a Mortgage

Home Equity Loan | Apply for a Home Equity Line of Credit

IRA Account | Individual Retirement Accounts from Jovia

Apply for a Car Loan with Jovia | Online Auto Loans Rates

When selecting a user interface component with the keyboard, the focus indicator must 
not be completely obscured by anything in front of it.

## Why this matters

When using a keyboard, it is important that the user can see where they are on the page.
If the focus indicator is obscured, the user may not know where they are, and may not
be able to interact with the page.

## Examples

Most common examples include:

* Banners at the top or bottom of the page, such as cookie banners
* Fixed navigation bars
* Fixed footers
* Popup modals, such as cookie consent modals

## How to fix

With elements that cover part of the screen, such as cookie banners, ensure
that the user can scroll to see any content behind the banner, without having to close
the banner.

With popup modals, it should usually be impossible to focus anything behind the modal.
Most common modal frameworks will automatically trap focus within the modal, so that
this is impossible. Example: [Bootstrap Modal](https://getbootstrap.com/docs/5.2/components/modal/#live-demo).

## Further reading

This is part of the draft WCAG 2.2 specification and is subject to change.

* [WCAG 2.4.12](https://www.w3.org/WAI/WCAG22/Understanding/focus-not-obscured.html)

Title / URL	Issues
Personal Checking Account \| No Fee Checking Accountwww.jovia.org/personal-banking/spend-save/checking	53
Current Mortgage Rates with Jovia \| Apply for a Mortgagewww.jovia.org/personal-banking/borrow/mortgages	39
Home Equity Loan \| Apply for a Home Equity Line of Creditwww.jovia.org/personal-banking/borrow/home-equity	37
IRA Account \| Individual Retirement Accounts from Joviawww.jovia.org/personal-banking/spend-save/ira	27
Apply for a Car Loan with Jovia \| Online Auto Loans Rateswww.jovia.org/personal-banking/borrow/auto-loans	4

Ensure focus is not fully obscured

Jovia Financial Credit Union

Where this issue has occurred