Credit Cards | WI, MI, IL Reward Card | CoVantage Credit Union

Individual Retirement Account | WI, MI, IL Roth IRA | CoVantage

Loan Rates | MI, WI, IL Home Equity Loan Rates | CoVantage CU

Apply For a Loan | WI, MI, IL Loan Application | CoVantage CU

404 | Page Not Found | CoVantage Credit Union

Blog | MI, WI, IL Financial Literacy | CoVantage Credit Union

Checking Account | MI WI IL Overdraft Protection | CoVantage CU

CoVantage Digital Banking | MI, WI, IL Money Transfer | CoVantage

Certificates | MI WI IL High Yield Savings Account | CoVantage CU

Lists of related items should be written [semantically](https://html.com/semantic-markup/) as a 
list.

Usually this means rewriting these to use the `<ul>` or `<ol>` tags.

This allows assistive technologies to more easily navigate from item to
item, or past entire groups of links if the user wants to. 

## Examples 

### Navigation

This navigation:

```html
<a href="/about">About us</a>
<a href="/products">Products</a>
<a href="/contact">Contact us</a>
```

Should be rewritten as a list:

```html
<ul>
  <li><a href="/about">About us</a></li>
  <li><a href="/products">Products</a></li>
  <li><a href="/contact">Contact us</a></li>
</ul>
```

### Tables for content

This single-column table is redundant. There is no
value in placing the content in a table, which makes
it harder for screen reader users to interpret and interact
with.

```html
<table>
  <tr>
    <td>
      Banana
    </td>
  </tr>
  <tr>
    <td>
      Apple
    </td>
  </tr>
  <tr>
    <td>
      Pear
    </td>
  </tr>
</table>
```

Should be rewritten as a list:

```html
<ul>
  <li>Banana</li>
  <li>Apple</li>
  <li>Pear</li>
</ul>
```

## Justification

Users of assistive technologies, like screen readers, can skip an entire
list in one step. In some cases, they can even search inside a list. 

These aids are not available where links are written outside a list. 
Failing to use lists correctly can force users to have to step through
hundreds of items one at a time.

## Methodology

1. Any single-column tables are automatically considered 
   redundant lists. 
2. For non-table elements, recursively work down the page looking inside
   each element for links separated by minimal amounts of non-link text. 
   If the non-link text is below 30 characters 
   in length, we assume we're inside content that should be a list.
   Some exceptions are made, e.g. the presence of an `<hr>` would break
   out of the list.

## More information

See [Technique
H48](https://www.w3.org/TR/2016/NOTE-WCAG20-TECHS-20161007/H48) for
details.

mark-navigation-section-as-list

January 2026

December 2025

CoVantage Credit Union

	Title / URL	Issues
	Credit Cards \| WI, MI, IL Reward Card \| CoVantage Credit Unionwww.covantagecu.org/loans/credit-cards	1
	Individual Retirement Account \| WI, MI, IL Roth IRA \| CoVantagewww.covantagecu.org/accounts/individual-retirement-account	1
	Loan Rates \| MI, WI, IL Home Equity Loan Rates \| CoVantage CUwww.covantagecu.org/resources/rates/loan-rates	1
	Apply For a Loan \| WI, MI, IL Loan Application \| CoVantage CUwww.covantagecu.org/loans/apply-for-a-loan	1
	404 \| Page Not Found \| CoVantage Credit Unionwww.covantagecu.org/Page-Not-Found?Page=/digital-banking	1
	Blog \| MI, WI, IL Financial Literacy \| CoVantage Credit Unionwww.covantagecu.org/resources/blog?Category=FraudPrevention	1
	Checking Account \| MI WI IL Overdraft Protection \| CoVantage CUwww.covantagecu.org/accounts/checking	1
	CoVantage Digital Banking \| MI, WI, IL Money Transfer \| CoVantagewww.covantagecu.org/digital-banking/mycovantage-digital-banking	1
	Certificates \| MI WI IL High Yield Savings Account \| CoVantage CUwww.covantagecu.org/accounts/certificates	1

Write lists or groups of links semantically

CoVantage Credit Union

Where this issue has occurred