Savings - CEFCU

Bill Pay - CEFCU

Online Calculators - CEFCU

Student Loans Information - CEFCU

Personal Loans - CEFCU

CEFCU On-Line & Mobile Banking - CEFCU

Why CEFCU

Financial Basics - CEFCU

ATMs & Shared Branches - CEFCU

First time visit: View without clicking anything

Lists (e.g., `<ul>` or `<ol>`) should only contain list items (`<li>`) as a direct descendant 
to ensure that screen readers can accurately report the amount of items contained in the list. 

## Example

In the following example, some screen readers would say this list has two items, instead of 
four: 

```html
<ul>
    <div class="some_class">
        <li>Example 1</li>
    </div>
    <div class="some_other_class">
        <li>Example 2</li>
        <li>Example 3</li>
        <li>Example 4</li>
    </div>
</ul>
```

To fix this, you would need to remove the `<div class="some_class">` and 
`<div class="some_other_class>` elements and ensure only `<li>` list items remain.

## Further reading

The [formal specification for the list element](https://developer.mozilla.org/en-US/docs/Web/HTML/Element/ul)
shows what is and is not permitted inside an `<ul>` and `<ol>`.

See [Technique H88](https://www.w3.org/TR/WCAG20-TECHS/H88.html) for more information.

list-not-following-semantics

January 2026

December 2025

Citizens Equity First Credit Union

Title / URL	Issues
Savings - CEFCUwww.cefcu.com/personal/save-and-spend/savings.html	1
Bill Pay - CEFCUwww.cefcu.com/personal/access/bill-pay.html	1
Online Calculators - CEFCUwww.cefcu.com/personal/learn/calculators.html	1
Student Loans Information - CEFCUwww.cefcu.com/personal/borrow/student-loan.html	1
Personal Loans - CEFCUwww.cefcu.com/personal/borrow/personal-loans.html	1
CEFCU On-Line & Mobile Banking - CEFCUwww.cefcu.com/personal/access/cefcu-on-line-and-mobile-banking.html	1
Why CEFCUwww.cefcu.com/about-us/about-cefcu.html	1
Financial Basics - CEFCUwww.cefcu.com/personal/learn/financial-basics.html	1
ATMs & Shared Branches - CEFCUwww.cefcu.com/personal/access/atms.html	1
First time visit: View without clicking anythingwww.cefcu.com/	1

Ensure lists are marked up correctly

Citizens Equity First Credit Union

Where this issue has occurred