Refinancing a Home Loan | California Coast Credit Union

Adjustable-Rate Mortgages | California Coast Credit Union

Auto Loan Rates | California Coast Credit Union

Financial Wellness | California Coast Credit Union

First time visit: View without clicking anything

Certificate Rates | California Coast Credit Union

Cal Coast Credit Union Auto Loans | Apply Online | California Coast Credit Union

Savings | California Coast Credit Union

When selecting a user interface component with the keyboard, the focus indicator must 
not be completely obscured by anything in front of it.

## Why this matters

When using a keyboard, it is important that the user can see where they are on the page.
If the focus indicator is obscured, the user may not know where they are, and may not
be able to interact with the page.

## Examples

Most common examples include:

* Banners at the top or bottom of the page, such as cookie banners
* Fixed navigation bars
* Fixed footers
* Popup modals, such as cookie consent modals

## How to fix

With elements that cover part of the screen, such as cookie banners, ensure
that the user can scroll to see any content behind the banner, without having to close
the banner.

With popup modals, it should usually be impossible to focus anything behind the modal.
Most common modal frameworks will automatically trap focus within the modal, so that
this is impossible. Example: [Bootstrap Modal](https://getbootstrap.com/docs/5.2/components/modal/#live-demo).

## Further reading

This is part of the draft WCAG 2.2 specification and is subject to change.

* [WCAG 2.4.12](https://www.w3.org/WAI/WCAG22/Understanding/focus-not-obscured.html)

ensure-focus-is-not-obscured-minimum

August 2025

July 2025

California Coast Credit Union

	Title / URL	Issues
	Refinancing a Home Loan \| California Coast Credit Unionwww.calcoastcu.org/mortgages/refinance/	5
	Adjustable-Rate Mortgages \| California Coast Credit Unionwww.calcoastcu.org/mortgages/ARM/	5
	Auto Loan Rates \| California Coast Credit Unionwww.calcoastcu.org/auto-loans-rates/	5
	Financial Wellness \| California Coast Credit Unionwww.calcoastcu.org/financial-wellness/	3
	First time visit: View without clicking anythingwww.calcoastcu.org/	3
	Certificate Rates \| California Coast Credit Unionwww.calcoastcu.org/certificate-rates/	3
	Cal Coast Credit Union Auto Loans \| Apply Online \| California Coast Credit Unionwww.calcoastcu.org/auto-loans/	3
	Savings \| California Coast Credit Unionwww.calcoastcu.org/savings/	3

Ensure focus is not fully obscured

California Coast Credit Union

Where this issue has occurred