Personal Loan | Arkansas Federal Credit Union

Individual Retirement Accounts - Arkansas Federal

Digital Banking | Arkansas Federal Credit Union

Credit IQ | Arkansas Federal Credit Union

Checking Accounts | Arkansas Federal Credit Union

Auto Refinance | Arkansas Federal Credit Union

Arkansas Federal Credit Union | Better rates. Fewer fees.

Early Pay | Arkansas Federal Credit Union

Invest & Insure | Arkansas Federal Credit Union

Savings Accounts | Arkansas Federal Credit Union

Lists (e.g., `<ul>` or `<ol>`) should only contain list items (`<li>`) as a direct descendant 
to ensure that screen readers can accurately report the amount of items contained in the list. 

## Example

In the following example, some screen readers would say this list has two items, instead of 
four: 

```html
<ul>
    <div class="some_class">
        <li>Example 1</li>
    </div>
    <div class="some_other_class">
        <li>Example 2</li>
        <li>Example 3</li>
        <li>Example 4</li>
    </div>
</ul>
```

To fix this, you would need to remove the `<div class="some_class">` and 
`<div class="some_other_class>` elements and ensure only `<li>` list items remain.

## Further reading

The [formal specification for the list element](https://developer.mozilla.org/en-US/docs/Web/HTML/Element/ul)
shows what is and is not permitted inside an `<ul>` and `<ol>`.

See [Technique H88](https://www.w3.org/TR/WCAG20-TECHS/H88.html) for more information.

list-not-following-semantics

July 2025

June 2025

Arkansas Credit Union

Title / URL	Issues
Personal Loan \| Arkansas Federal Credit Unionwww.afcu.org/borrow/personal-loan/	1
Individual Retirement Accounts - Arkansas Federalwww.afcu.org/spend-and-save/savings/iras/	1
Digital Banking \| Arkansas Federal Credit Unionwww.afcu.org/digital-banking/	1
Credit IQ \| Arkansas Federal Credit Unionwww.afcu.org/digital-banking/credit-iq/	1
Checking Accounts \| Arkansas Federal Credit Unionwww.afcu.org/spend-and-save/checking/	1
Auto Refinance \| Arkansas Federal Credit Unionwww.afcu.org/auto/auto-refinance/	1
Arkansas Federal Credit Union \| Better rates. Fewer fees.www.afcu.org/	1
Early Pay \| Arkansas Federal Credit Unionwww.afcu.org/help-and-support/early-pay/	1
Invest & Insure \| Arkansas Federal Credit Unionwww.afcu.org/invest-and-insure/	1
Savings Accounts \| Arkansas Federal Credit Unionwww.afcu.org/spend-and-save/savings/	1

Ensure lists are marked up correctly

Arkansas Credit Union

Where this issue has occurred