Member Login - APCO Employees Credit Union

Savings Archives - APCO Employees Credit Union

Preparing to Buy a New Car or Truck - APCO Employees Credit Union

Digital Banking Privacy Disclosures - APCO Employees Credit Union

Careers at APCO Employees Credit Union

Service Charges and Maintenance Fees - APCO Employees Credit Union

First-Time Mortgage Loans - APCO Employees Credit Union

Checking Debit Card Disclosure Notice - APCO Employees Credit Union

Mobile Check Deposit

Digital Banking Security - APCO Employees Credit Union

People using screen readers are not able to see the layout of a form. To make forms
accessible, they must define explicit text labels for each form control. 

Usually the best solution is to use a `<label>` element. The label may be linked to 
by the form control:

```html
<label for="name">Full name</label>
<input type="name" id="name">
```

or the `<label>` can be wrapped around the form control:

```html
<label>
    Full name <input type="name">
</label>
```

Buttons are different, as their labels are specified by the code for the button, e.g.

```html
<input type="submit" value="Send message">
<button>Send message</button>
```

Alternatively ARIA attributes, such as `aria-label` may be used, but this information
will not be conveyed to visual users. For more information, see [W3C's guide to labeling controls](https://www.w3.org/WAI/tutorials/forms/labels/).

Hidden input fields (`<input type="hidden">`) do not require labels.
Note that the `placeholder` attribute 
[should not be used as an alternative to a label](https://www.w3.org/TR/html/sec-forms.html#the-placeholder-attribute),
nor should the `title` attribute.

## Custom roles

Note that this check considers the underlying accessible role of an element, which can be 
different from the tag itself.

For example, this `<div>` has a `role` of `button`, and so is expected to have a label, like
a button would.

```html
<div role="button"></div>
```

form-control-labels

July 2025

June 2025

Apco Employees Credit Union

Title / URL	Issues
Member Login - APCO Employees Credit Unionwww.apcocu.org/Member-Login/	4
Savings Archives - APCO Employees Credit Unionwww.apcocu.org/category/savings/	2
Preparing to Buy a New Car or Truck - APCO Employees Credit Unionwww.apcocu.org/preparing-to-buy-a-new-car-or-truck/	2
Digital Banking Privacy Disclosures - APCO Employees Credit Unionwww.apcocu.org/digital-banking-privacy-disclosures/	2
Careers at APCO Employees Credit Unionwww.apcocu.org/employment-opportunities/	2
Service Charges and Maintenance Fees - APCO Employees Credit Unionwww.apcocu.org/service-charges-and-maintenance-fees/	2
First-Time Mortgage Loans - APCO Employees Credit Unionwww.apcocu.org/first-time-mortgage/	2
Checking Debit Card Disclosure Notice - APCO Employees Credit Unionwww.apcocu.org/checking-debit-card-disclosure-notice/	2
Mobile Check Depositwww.apcocu.org/mobile-deposit/	2
Digital Banking Security - APCO Employees Credit Unionwww.apcocu.org/digital-banking-security/	2

Ensure form controls have labels

Apco Employees Credit Union

Where this issue has occurred