Home Equity Loans | American Heritage Credit Union

Rates | American Heritage Credit Union

Open an Account | American Heritage Credit Union

Home | American Heritage Credit Union

Apply for a Loan | American Heritage Credit Union

Insurance | American Heritage Credit Union

Services | American Heritage Credit Union

Certificates & IRAs | American Heritage Credit Union

Locations | American Heritage Credit Union

Accounts | American Heritage Credit Union

Lists (e.g., `<ul>` or `<ol>`) should only contain list items (`<li>`) as a direct descendant 
to ensure that screen readers can accurately report the amount of items contained in the list. 

## Example

In the following example, some screen readers would say this list has two items, instead of 
four: 

```html
<ul>
    <div class="some_class">
        <li>Example 1</li>
    </div>
    <div class="some_other_class">
        <li>Example 2</li>
        <li>Example 3</li>
        <li>Example 4</li>
    </div>
</ul>
```

To fix this, you would need to remove the `<div class="some_class">` and 
`<div class="some_other_class>` elements and ensure only `<li>` list items remain.

## Further reading

The [formal specification for the list element](https://developer.mozilla.org/en-US/docs/Web/HTML/Element/ul)
shows what is and is not permitted inside an `<ul>` and `<ol>`.

See [Technique H88](https://www.w3.org/TR/WCAG20-TECHS/H88.html) for more information.

list-not-following-semantics

October 2025

September 2025

American Heritage Credit Union

	Title / URL	Issues
	Home Equity Loans \| American Heritage Credit Unionwww.americanheritagecu.org/loans/home-equity-loans	7
	Rates \| American Heritage Credit Unionwww.americanheritagecu.org/rates	7
	Open an Account \| American Heritage Credit Unionwww.americanheritagecu.org/open-an-account	6
	Home \| American Heritage Credit Unionwww.americanheritagecu.org/home	6
	Apply for a Loan \| American Heritage Credit Unionwww.americanheritagecu.org/apply-for-a-loan	6
	Insurance \| American Heritage Credit Unionwww.americanheritagecu.org/insurance	6
	Services \| American Heritage Credit Unionwww.americanheritagecu.org/member-services	6
	Certificates & IRAs \| American Heritage Credit Unionwww.americanheritagecu.org/accounts/certificate-ira	6
	Locations \| American Heritage Credit Unionwww.americanheritagecu.org/locations	6
	Accounts \| American Heritage Credit Unionwww.americanheritagecu.org/accounts	6

Ensure lists are marked up correctly

American Heritage Credit Union

Where this issue has occurred