Personal

Checking Rates | Addition Financial Credit Union

Skip-a-Pay

Certificate Rates | Addition Financial Credit Union

Youth Accounts | Addition Financial Credit Union

Local Realtors | Addition Financial Credit Union

Personal Loans | Addition Financial Credit Union

Hardship Loan Program | Addition Financial Credit Union

Locations & Hours | Addition Financial Credit Union

Balance Transfer | Addition Financial Credit Union

People using screen readers are not able to see the layout of a form. To make forms
accessible, they must define explicit text labels for each form control. 

Usually the best solution is to use a `<label>` element. The label may be linked to 
by the form control:

```html
<label for="name">Full name</label>
<input type="name" id="name">
```

or the `<label>` can be wrapped around the form control:

```html
<label>
    Full name <input type="name">
</label>
```

Buttons are different, as their labels are specified by the code for the button, e.g.

```html
<input type="submit" value="Send message">
<button>Send message</button>
```

Alternatively ARIA attributes, such as `aria-label` may be used, but this information
will not be conveyed to visual users. For more information, see [W3C's guide to labeling controls](https://www.w3.org/WAI/tutorials/forms/labels/).

Hidden input fields (`<input type="hidden">`) do not require labels.
Note that the `placeholder` attribute 
[should not be used as an alternative to a label](https://www.w3.org/TR/html/sec-forms.html#the-placeholder-attribute),
nor should the `title` attribute.

## Custom roles

Note that this check considers the underlying accessible role of an element, which can be 
different from the tag itself.

For example, this `<div>` has a `role` of `button`, and so is expected to have a label, like
a button would.

```html
<div role="button"></div>
```

form-control-labels

February 2026

January 2026

Addition Financial Credit Union

	Title / URL	Issues
	Personalwww.additionfi.com/	1
	Checking Rates \| Addition Financial Credit Unionwww.additionfi.com/personal/rate/checking	1
	Skip-a-Paywww.additionfi.com/personal/loans/skip-a-pay	1
	Certificate Rates \| Addition Financial Credit Unionwww.additionfi.com/personal/rate/certificates	1
	Youth Accounts \| Addition Financial Credit Unionwww.additionfi.com/youthaccounts	1
	Local Realtors \| Addition Financial Credit Unionwww.additionfi.com/realtors	1
	Personal Loans \| Addition Financial Credit Unionwww.additionfi.com/personalloans	1
	Hardship Loan Program \| Addition Financial Credit Unionwww.additionfi.com/personal/hardshipprogram	1
	Locations & Hours \| Addition Financial Credit Unionwww.additionfi.com/locations	1
	Balance Transfer \| Addition Financial Credit Unionwww.additionfi.com/balancetransfer	1

Ensure form controls have labels

Addition Financial Credit Union

Where this issue has occurred